RBI Bond Auction 2026 Brings Rs 32000 Crore to the Table

RBI plans to raise Rs 32000 crore through a fresh bond auction on July 10, giving retail investors a fresh chance to lend money to the government and earn steady returns over the years ahead.

AI Bias in Indian Credit Scoring: Who Gets Excluded When Algorithms Decide?

AI-powered credit scoring was meant to open formal lending to India’s MSMEs, gig workers, women & rural borrowers. But without transparency, fairness audits & human review, the same technology may reproduce old exclusions in a new digital form.

India’s RegTech Market: Why Compliance SaaS Is Becoming BFSI’s Next Big Growth Story

India’s RegTech market is emerging as the next big BFSI technology opportunity, driven by digital lending rules, DPDP compliance, AML monitoring, fraud detection and RBI’s FREE-AI framework for responsible AI in finance.

RBI Rules Out NBFCs New Rules; What It Means for You?

From July 1, 2026, RBI's new IRACP rules change how NBFCs classify and provision for stressed loans offering relief to genuine borrowers while curbing repeated loan "evergreening" practices.

Why RBI Will No Longer Treat Every NBFC the Same Way?

RBI just rewrote the rulebook for India's NBFCs. Big lenders now face sharper scrutiny. Small, low-risk firms just got quiet relief. New layers, new exemptions, new deadlines — here's what changed, and why it matters to your money.

Dark Patterns in Indian Apps: Why RBI and CCPA Are Cracking Down on Manipulative Design

RBI, CCPA and consumer reports are putting manipulative app design under the scanner. Read how hidden fees, fake urgency and pre-ticked consent boxes are changing India’s digital regulation landscape.

RBI’s New NBFC Rules 2026: Type I, Type II and Unregistered NBFC Explained

The Reserve Bank of India has introduced a major change in India’s NBFC regulatory framework from July 1, 2026. Under the RBI Amendment Directions notified on April 29, 2026, non-banking financial companies will now be classified as Type I NBFCs

HDFC Bank's New Chairman Isn't a Banker — Here's Why That Matters

A former bureaucrat steps into India's biggest private bank boardroom, yet one regulatory approval stands between him and the chairman's chair.

RBI Expands Credit Derivatives Market With Total Return Swaps and Credit Index Futures

The RBI has issued its final credit derivatives framework, giving Indian institutions far greater flexibility to manage credit risk. The rules kicked in on June 25, 2026.

India Gets Growth Relief As Goldman Sachs Raises GDP Forecast To 6.8 Percent

Goldman Sachs has raised India’s CY26 GDP growth forecast to 6.8 percent from 6.5 percent, citing lower crude oil prices after the US-Iran peace deal. The bank also lowered India’s inflation and current account deficit projections.

RBI's New NBFC Rules Put Tata Sons' Listing Fate Back in the Spotlight

The RBI has replaced its old scoring model with a clean ₹1 lakh crore asset threshold and Tata Sons, with assets of ₹1.75 lakh crore, sits squarely in the crosshairs.

Dr. K. Paul Thomas Named Chairman of Sa-Dhan, Signalling Stronger Focus on Responsible Microfinance

Dr. K. Paul Thomas of ESAF Small Finance Bank has been elected Chairman of Sa-Dhan, marking a key leadership change in India’s microfinance sector.

RBI Opens FCNR(B) Swap Window, Banks Seek SBLC Relaxation for NRI Deposits

Indian banks have asked the RBI to relax guarantee rules for NRI deposits, arguing that the move could attract billions of dollars in foreign currency inflowsx rese

RBI Monetary Policy Today: Repo Rate Unchanged at 5.25%, No Immediate EMI Shock for Borrowers

The next few months will be important for the Indian economy. The RBI will closely monitor crude oil prices, rupee-dollar movement, monsoon performance, inflation numbers and global developments.

Before Taking a Loan, Know Your CIBIL Score: Why It Matters for Every Borrower?

A CIBIL score is no longer just a banking term. It can affect loan approval, interest rates, EMI burden & a borrower’s financial future. Before taking a loan, every Indian borrower should understand how credit scores work?

Crude Oil Prices Today: Brent Near $111, Rupee Hits Record Low Against Dollar; Check All Details

Crude oil prices today rose sharply as global supply concerns and Middle East tensions kept markets nervous. The rise has also added pressure on the Indian rupee, which weakened against the US dollar.

India’s Economy Projected to Grow at 6.6% in FY2026-27: SBI Research Report Explained

SBI Research has projected India’s economy to grow at 6.6% in FY2026-27, down from an estimated 7.5% in FY26. While domestic consumption, credit growth and rabi output remain supportive.

Rupee Opens at ₹94.40 Against Dollar. Here's Why That's Still Not Great News!

With oil prices back above a hundred dollars, a messy geopolitical standoff in West Asia showing no signs of cooling, and a central bank that can only do so much, the Indian rupee finds itself clinging to relative stability by a thread.

ECL Framework Explained: Why India's Lenders Must Now Price Risk They Haven't Even Seen Yet

The central bank just rewired how India's lenders count money they might lose. Here's what it means for banks, borrowers, and everyone in between.

What Paytm's Bank Closure Teaches Every Indian Fintech Startup Right Now

Two Years of Slow Decline, One Final Call — The Paytm Payments Bank Era Is Over

India’s Banks Are Betting Big on AI — But Only 21% Are Fully Ready

The Department of Financial Services says scheduled commercial banks posted a record aggregate net profit of ₹3.50 lakh crore in FY2023-24, while PSBs posted ₹1.41 lakh crore, and PSB asset quality improved with gross NPA falling to 3.12%.

Brent at $96: The Number That Changes Bharat's Budget Assumptions Without Warning

Brent crude touched $96.50 a barrel after the Strait of Hormuz was blocked. For a country that imports over 85% of its oil, India just got handed one of its most uncomfortable economic problems of the year.

India's Export Growth 2026: Top Sectors Driving the $820 Billion Trade Boom

Electronics has now become India’s top export category, marking a major structural shift toward high-value manufacturing.

Stock Market Today — Sensex Up 900 Points, Nifty Stands Above 24,00; Rupee at 92.60, Crude Near $100: The Rollercoaster Week That Changed India's Markets

The rupee had been under serious pressure since the Hormuz crisis began in earnest. At its weakest, it touched 93.50 against the dollar — a level that worried the RBI and pushed it to intervene through forex operations.

RBI MPC Holds Repo Rate at 5.25%: Cautious Optimism Amid Global Uncertainty

Reserve Bank of India (RBI) has decided to keep the repo rate unchanged at 5.25%, signaling a measured and cautious approach in the face of rising global uncertainties, particularly tensions in West Asia.