#UPI

Your Keypad Phone Can Now Make UPI Payments: Here's How PhonePe 123Pay Works

PhonePe UPI 123Pay allows users of supported feature phones to send money, pay merchants and access UPI services without mobile internet. Here's how the system works, which phones support it and what it means for India's digital payments market.

Prosus Steps Up India Fintech Bets With Kiwi and Oolka Talks

Global investor Prosus enters discussions to back Credit-on-UPI pioneer Kiwi and AI-driven platform Oolka. The moves signal a strategic push beyond payment processing into digital consumer credit, automated underwriting, and AI financial service

Apple Pay Skips UPI to Hunt India’s ₹23 Lakh Crore Card Spenders

Apple has officially rolled out Apple Pay across India in partnership with Axis Bank. The service enables tokenised NFC payments on Visa and Mastercard credit cards. However, UPI integration and domestic RuPay cards remain excluded at launch.

Apple Pay India Launch Set for October 2026: Axis Bank to Lead Rollout

The long-awaited Apple Pay India launch is reportedly set for October 2026. Apple will partner initially with Axis Bank credit cards, deliberately sidestepping the zero-MDR UPI payment network to safeguard its core transaction fee revenue.

UPI Privacy Rules Are Changing: What Happens to Your Mobile Number After September 4?

NPCI has given UPI banks and payment apps until September 4, 2026 to mask mobile numbers, account numbers and number-based UPI IDs. Existing UPI IDs are not automatically being cancelled. Here is what the rule actually changes.

UPI Merchant Charges Explained: Who Pays MDR in 2026?

This explainer reflects the position after the Lok Sabha passed the Taxation and Other Laws (Amendment) Bill, 2026 on 6 August 2026. No UPI MDR rate had been notified as of 8 August 2026.

UPI Rules 2026: What RBI and NPCI Changed

RBI and NPCI have changed several UPI rules covering biometric authentication, selected transaction limits, recurring payments and security. Here is what applies in 2026, who is affected and what happens next.

UPI Lite vs Credit Line vs RuPay Credit Card: Guide

UPI Lite uses money set aside from a bank account, Credit Line on UPI uses a bank-approved loan limit, and RuPay Credit Card on UPI uses a credit-card limit.

Will UPI Payments Become Chargeable? What Users Should Know Before Worrying

UPI users are not being charged for sending money or making payments today. But a change passed by the Lok Sabha gives the Centre more control over which digital payment methods must remain free. Here is what the law says.

How India Will Lead the World in Digital Public Infrastructure?

Before Aadhaar, 35% of India's population above 15 had a bank account. By 2021, that figure had risen to 77.5% (World Findex Database). Today, Jan Dhan accounts have grown to 57.7 crore, with deposits of ₹2.94 lakh crore.

The Hidden Winners of India's UPI Boom Are Not the Payment Apps

India runs the world's busiest instant-payment network, yet the apps you scan with earn almost nothing on the transaction itself. The real money sits one layer down, with the companies that build the hardware, credit rails, & the fraud shields.

IGNOU Re-Registration Deadline Extended — Here's What Students Are Missing

Good news comes with a warning. IGNOU pushed its re-registration deadline to July 15, but students who wait till the last moment often face portal glitches and payment failures. Apply early — here's the direct link and full process.

EPFO New Rules 2026: Now Withdraw Your PF Money via UPI and ATM - Just Like a Bank Account

EPFO 3.0 is here. India's 30 crore provident fund members can now access their retirement savings instantly. No paperwork. No employer approval. No waiting.

NPCI Is Changing How You See a UPI Recipient Before You Pay

NPCI’s UPI verified name update aims to make digital payments safer by showing the recipient’s bank-registered name before a transaction.

20 Shocking Facts That Show How Fast India Is Changing!

India’s transformation is unfolding at a scale the world has rarely seen. From UPI and AI adoption to startups, space, highways, aviation, railways, pharma, broadband, and wildlife conservation, here are 20 powerful facts you should know!

No Network? It Could Be a SIM Swap Fraud Draining Your Bank Account!

Fraud in India is no longer just about hacking. It starts with fake customer care numbers, WhatsApp messages, QR codes, collect requests, screen-sharing apps, and SIM swap attacks.

The New Indian Middle Class: How Digital India, UPI and Quick Commerce Are Changing Consumer Behaviour

India’s middle class is changing in a way that businesses, policymakers and media cannot ignore. It is no longer defined only by income, city address or job stability. The new Indian middle class is defined by access, choice & digital confidence