#Financial Inclusion

PwC India Rajan Pental Appointment: Ex-YES Bank ED to Lead BFSI Practice

Following his YES Bank superannuation in July 2026, 35-year banking veteran Rajan Pental joins PwC India. He will lead the Financial Services Sector practice. Discover why Big Four firms are hiring top banking executives today.

Financial Inclusion in India: J. Balakrishnan on Responsible Microfinance, Technology and Women Empowerment | Exclusive

Belstar Microfinance CEO & Whole-Time Director J. Balakrishnan speaks with News4Bharat Founder & Editor-in-Chief Srajan Agarwal about financial inclusion in India, responsible lending, women entrepreneurship, & future of microfinance.

Your Keypad Phone Can Now Make UPI Payments: Here's How PhonePe 123Pay Works

PhonePe UPI 123Pay allows users of supported feature phones to send money, pay merchants and access UPI services without mobile internet. Here's how the system works, which phones support it and what it means for India's digital payments market.

The Zero-Click Economy: Invisible Payments, Consumer Psychology & Hidden Costs

As embedded finance strips friction from transactions, consumers and regulators are pushing back. Discover why the future of retail demands a return to deliberate friction and financial control.

Global Fintech Fest 2026: PM Modi Heralds the Era of Agentic AI & Global UPI

At the 7th Global Fintech Fest in Mumbai, PM Narendra Modi declared the end of basic digitisation, urging the industry to pivot toward Agentic AI, tokenisation, and a globally interoperable UPI network.

AI in Indian Banking Sector: How AI Is Transforming Finance

The Department of Financial Services says scheduled commercial banks posted a record aggregate net profit of ₹3.50 lakh crore in FY2023-24, while PSBs posted ₹1.41 lakh crore, and PSB asset quality improved with gross NPA falling to 3.12%.

RBI Warns NBFCs: Don’t Sacrifice Asset Quality for Rapid Growth

The Reserve Bank of India urges non-banking financial companies to heavily prioritize NBFC asset quality and rigorous underwriting over unchecked credit growth. Lenders must leverage AI and machine learning to manage rising systemic risks.

“Build Institutions, Not Just Unicorns”: Dr Nirmal Bansal on India’s AI Future | Exclusive Interview

From responsible AI and financial inclusion to startup governance, India–France innovation and human-centric leadership, Dr Nirmal Bansal shares his perspective on the forces that could shape India’s next decade.

Why Responsible Interest Rate Regulation Can Strengthen India's Small-Ticket Lending Ecosystem?

A healthy lending ecosystem depends on transparency and trust. This article explores how a regulatory framework for loans up to ₹1.5 lakh capping interest at 5% monthly and fees at 5% can help India build a more sustainable, borrower-friendl

Kottayam Digital Banking District: Kerala’s Digital Success Story

Kottayam became Kerala’s second fully digital banking district in 2022 after Thrissur. Here’s how RBI, banks and the district administration expanded digital banking access, awareness and services across households and businesses in the district