#Digital Payments

Axis Bank’s Freecharge Secures In-Principle RBI Nod for Payment Aggregator Roles

Freecharge gains preliminary clearance to operate as an online and physical payment aggregator. This bold move bolsters Axis Bank’s merchant payment strategy amidst surging UPI volumes.

NPCI Makes UPI AutoPay Portable: 7 Big Changes to Know

Discover how NPCI's interoperable UPI AutoPay framework decouples recurring payments from individual apps, allowing you to seamlessly manage, view, and migrate your active SIPs, EMIs, and subscriptions without cancellations or disruptions.

Your Keypad Phone Can Now Make UPI Payments: Here's How PhonePe 123Pay Works

PhonePe UPI 123Pay allows users of supported feature phones to send money, pay merchants and access UPI services without mobile internet. Here's how the system works, which phones support it and what it means for India's digital payments market.

1.48M at Risk: Can Delta's ₹4Cr CSR Push Stop Financial Fraud?

Delta Exchange India & Y4D Foundation have launched a comprehensive financial literacy initiative across Maharashtra. Beyond the corporate press release, the move highlights a strategic alignment with regulatory mandates for consumer protection.

Apple Pay Skips UPI to Hunt India’s ₹23 Lakh Crore Card Spenders

Apple has officially rolled out Apple Pay across India in partnership with Axis Bank. The service enables tokenised NFC payments on Visa and Mastercard credit cards. However, UPI integration and domestic RuPay cards remain excluded at launch.

Federal Bank FASTag Portability: Switch Issuer Without Changing Your Tag

Federal Bank adopts the national OneTag framework to enable seamless FASTag portability. Car owners can now switch their issuer bank digitally within 72 hours while keeping their existing windshield sticker intact.

Apple Pay India Launch Set for October 2026: Axis Bank to Lead Rollout

The long-awaited Apple Pay India launch is reportedly set for October 2026. Apple will partner initially with Axis Bank credit cards, deliberately sidestepping the zero-MDR UPI payment network to safeguard its core transaction fee revenue.

SEBI UPI MDR Rules: How the 0.02% Fee Hits Brokers and Investors

SEBI Chairman Tuhin Kanta Pandey will examine broker concerns over the October 15 UPI MDR rules. The 0.02% charge threatens discount broker margins on pass-through client funds, sparking industry demands for an urgent regulatory carve-out.

The Zero-Click Economy: Invisible Payments, Consumer Psychology & Hidden Costs

As embedded finance strips friction from transactions, consumers and regulators are pushing back. Discover why the future of retail demands a return to deliberate friction and financial control.

Global Fintech Fest 2026: PM Modi Heralds the Era of Agentic AI & Global UPI

At the 7th Global Fintech Fest in Mumbai, PM Narendra Modi declared the end of basic digitisation, urging the industry to pivot toward Agentic AI, tokenisation, and a globally interoperable UPI network.

UPI Privacy Rules Are Changing: What Happens to Your Mobile Number After September 4?

NPCI has given UPI banks and payment apps until September 4, 2026 to mask mobile numbers, account numbers and number-based UPI IDs. Existing UPI IDs are not automatically being cancelled. Here is what the rule actually changes.

UPI Rules 2026: What RBI and NPCI Changed

RBI and NPCI have changed several UPI rules covering biometric authentication, selected transaction limits, recurring payments and security. Here is what applies in 2026, who is affected and what happens next.

UPI Lite vs Credit Line vs RuPay Credit Card: Guide

UPI Lite uses money set aside from a bank account, Credit Line on UPI uses a bank-approved loan limit, and RuPay Credit Card on UPI uses a credit-card limit.

Will UPI Payments Become Chargeable? What Users Should Know Before Worrying

UPI users are not being charged for sending money or making payments today. But a change passed by the Lok Sabha gives the Centre more control over which digital payment methods must remain free. Here is what the law says.

PayU Launches AI-Powered Voice Call Assistant to Transform Merchant Onboarding

PayU takes a big leap in fintech innovation with its AI-powered Voice Call Assistant, transforming merchant onboarding with speed, intelligence, and human-like interaction.

India Technology Trends 2026: AI, UPI, Data Centres, Cybersecurity, Semiconductors & More

India's technology spending is growing at a compound annual rate of 13.4% through 2026, making it one of the fastest-growing tech markets in the Asia Pacific region. This is not just numbers on a paper.