
Your Keypad Phone Can Now Make UPI Payments: Here's How PhonePe 123Pay Works
PhonePe UPI 123Pay allows users of supported feature phones to send money, pay merchants and access UPI services without mobile internet. Here's how the system works, which phones support it and what it means for India's digital payments market.

How AI & Biometrics Are Eradicating the Digital Wallet through Ambient Finance?
As the global fintech sector scales toward $652 billion by 2030, the transaction interface is vanishing. Inside the systemic shift toward zero-click payments, agentic AI, and the end of the manual checkout.

Global Fintech Fest 2026: PM Modi Heralds the Era of Agentic AI & Global UPI
At the 7th Global Fintech Fest in Mumbai, PM Narendra Modi declared the end of basic digitisation, urging the industry to pivot toward Agentic AI, tokenisation, and a globally interoperable UPI network.

Is This India’s Best Travel Card for 2026? Scapia Axis Bank Credit Card Reviewed
Travel fintech Scapia and Axis Bank have teamed up to launch a lifetime free co-branded credit card. Discover how zero forex markup, unlimited lounge access, and amazing rewards on UPI payments can make your next international trip cheaper!

UPI Merchant Charges Explained: Who Pays MDR in 2026?
This explainer reflects the position after the Lok Sabha passed the Taxation and Other Laws (Amendment) Bill, 2026 on 6 August 2026. No UPI MDR rate had been notified as of 8 August 2026.

Bima Sugam vs Policybazaar: What It Means for PB Fintech and Insurance Stocks
Bima Sugam is usually covered as an insurance portal. Its bigger impact may be on listed companies. This analysis examines what a 15 to 20 percent premium shift could mean for PB Fintech, Policybazaar, LIC, HDFC Life, SBI Life & more.

Paytm, MobiKwik, PB Fintech: How India's Fintech Poster Boys Learned To Make Money
From Paytm to PhonePe and PayU, Indian fintechs are shifting from user growth to revenue-led models. What this means for Bharat, citizens and investors.

SBI Life, IIT Bombay Launch AI and Cybersecurity Research Hub for Insurance
SBI Life Insurance and IIT Bombay have signed an MoU to establish Bharat’s AI and Cyber Innovation Hub for Insurance, a joint research centre focused on cybersecurity, artificial intelligence, quantum technologies and more.

"The future of finance lies in making financial interactions more seamless, intuitive, and intelligent"
jUMPP, an AI-powered fintech platform, has received NPCI approval as a TPAP and integrated UPI payments, evolving into a super app that combines payments, investments, Digital Gold, Mutual Funds, and SIPs in one ecosystem.

DORA, PSD3 and EU Digital Identity Wallet Deadline: Is the BFSI Sector Ready?
DORA, PSD3 and the EU Digital Identity Wallet are set to reshape Europe’s BFSI sector by 2026. Banks, fintechs and payment firms must prepare for new rules.

SK Finance Q4 Results: Reports ₹431 Crore PAT in FY26, AUM Rises to ₹15,755 Crore
SK Finance Limited reported strong FY26 performance with PAT of ₹431 crore, AUM of ₹15,755.22 crore and total disbursements of ₹9,162.27 crore for the year ended March 31, 2026.

India’s ₹53 Lakh Crore Credit Boom Is Quietly Creating a Debt Crisis
India’s credit boom is driven by rapid digital lending, credit card expansion, and BNPL adoption among young consumers, but it is also increasing financial stress due to high interest rates and low financial literacy.

What Paytm's Bank Closure Teaches Every Indian Fintech Startup Right Now
Two Years of Slow Decline, One Final Call — The Paytm Payments Bank Era Is Over

Credit Cards, BNPL & Loan Apps: How Young Indians Are Falling Into a Debt Trap
Buy Now Pay Later has been marketed aggressively to young Indian consumers as a 'smarter' way to shop — interest-free for the first 15–30 days.

Pocketful Names Prateek Singh as Chief Executive Officer to Drive Next Phase of Growth
With over 13 years of experience, Singh brings deep expertise in building and scaling digital financial platforms, with a strong focus on customer acquisition, product innovation, and business growth.

PayU Launches AI-Powered Voice Call Assistant to Transform Merchant Onboarding
PayU takes a big leap in fintech innovation with its AI-powered Voice Call Assistant, transforming merchant onboarding with speed, intelligence, and human-like interaction.

India's Startup Funding in Q1 2026: Three New Unicorns, ₹33,000 Crore in VC, and an AI Gold Rush
The Neysa funding deserves particular attention. A GenAI infrastructure company raising USD 1.2 billion from Blackstone is not a speculative bet on technology trend.

RBI MPC Holds Repo Rate at 5.25%: Cautious Optimism Amid Global Uncertainty
Reserve Bank of India (RBI) has decided to keep the repo rate unchanged at 5.25%, signaling a measured and cautious approach in the face of rising global uncertainties, particularly tensions in West Asia.

India’s Unicorn Startups: Who Will Be the Next Big IPO?
In just under a decade, India’s startup ecosystem has undergone a dramatic transformation. From barely 500 recognised startups in 2016 to over 1.57 lakh by the end of 2024, the growth has been nothing short of exponential.