#Npci

UPI Privacy Rules Are Changing: What Happens to Your Mobile Number After September 4?

NPCI has given UPI banks and payment apps until September 4, 2026 to mask mobile numbers, account numbers and number-based UPI IDs. Existing UPI IDs are not automatically being cancelled. Here is what the rule actually changes.

UPI Lite, Credit Lines and RuPay Credit Cards Explained

UPI Lite uses money set aside from a bank account, Credit Line on UPI uses a bank-approved loan limit, and RuPay Credit Card on UPI uses a credit-card limit.

UPI Merchant Charges Explained: Who Pays MDR in 2026?

This explainer reflects the position after the Lok Sabha passed the Taxation and Other Laws (Amendment) Bill, 2026 on 6 August 2026. No UPI MDR rate had been notified as of 8 August 2026.

UPI Rules 2026: What RBI and NPCI Changed

RBI and NPCI have changed several UPI rules covering biometric authentication, selected transaction limits, recurring payments and security. Here is what applies in 2026, who is affected and what happens next.

Will UPI Payments Become Chargeable? What Users Should Know Before Worrying

UPI users are not being charged for sending money or making payments today. But a change passed by the Lok Sabha gives the Centre more control over which digital payment methods must remain free. Here is what the law says.

The Hidden Winners of India's UPI Boom Are Not the Payment Apps

India runs the world's busiest instant-payment network, yet the apps you scan with earn almost nothing on the transaction itself. The real money sits one layer down, with the companies that build the hardware, credit rails, & the fraud shields.

NPCI Is Changing How You See a UPI Recipient Before You Pay

NPCI’s UPI verified name update aims to make digital payments safer by showing the recipient’s bank-registered name before a transaction.