#Nbfcs

Retail Securitisation Market in India Hits Rs 1.46L Cr

Driven by a massive surge in gold loans and expanding foreign bank participation, India's retail securitisation volumes leaped 42% in H1 FY27, signaling a maturing, highly liquid NBFC credit ecosystem.

Bank Credit in India: Who Is Quietly Borrowing the ₹219.6 Lakh Crore?

India’s loan book is undergoing an unprecedented structural rotation. While unsecured cards stumble, corporate Capex awakens, gold-backed credit doubles, and shadow banks quietly absorb trillions in bank capital.

RBI's New Funding Rules Just Hit India's Derivatives Market; Here Is What The Data Shows

Cheap borrowed money built India's derivatives boom. RBI just switched off the tap. What happens next to traders, brokers and everyday investors might surprise you.

AI Bias in Indian Credit Scoring: Who Gets Excluded When Algorithms Decide?

AI-powered credit scoring was meant to open formal lending to India’s MSMEs, gig workers, women & rural borrowers. But without transparency, fairness audits & human review, the same technology may reproduce old exclusions in a new digital form.

Why RBI Will No Longer Treat Every NBFC the Same Way?

RBI just rewrote the rulebook for India's NBFCs. Big lenders now face sharper scrutiny. Small, low-risk firms just got quiet relief. New layers, new exemptions, new deadlines — here's what changed, and why it matters to your money.