RBI's New Funding Rules Just Hit India's Derivatives Market; Here Is What The Data Shows

Cheap borrowed money built India's derivatives boom. RBI just switched off the tap. What happens next to traders, brokers and everyday investors might surprise you.

AI Bias in Indian Credit Scoring: Who Gets Excluded When Algorithms Decide?

AI-powered credit scoring was meant to open formal lending to India’s MSMEs, gig workers, women & rural borrowers. But without transparency, fairness audits & human review, the same technology may reproduce old exclusions in a new digital form.

Why RBI Will No Longer Treat Every NBFC the Same Way?

RBI just rewrote the rulebook for India's NBFCs. Big lenders now face sharper scrutiny. Small, low-risk firms just got quiet relief. New layers, new exemptions, new deadlines — here's what changed, and why it matters to your money.

Kottayam Becomes India's First Digital Banking District: Know How It Was Done

As India pushes toward a cashless economy, Kottayam proves that even semi-urban and rural regions can lead the way—with the right mix of policy, awareness, and execution

India’s Banks Are Betting Big on AI — But Only 21% Are Fully Ready

The Department of Financial Services says scheduled commercial banks posted a record aggregate net profit of ₹3.50 lakh crore in FY2023-24, while PSBs posted ₹1.41 lakh crore, and PSB asset quality improved with gross NPA falling to 3.12%.