#Fintech

Angel One Overtakes Zerodha as India's No. 2 Broker by Active Clients

Angel One added 2.43 lakh active clients on the NSE in October, pushing past Zerodha to become India's second-largest stockbroker. Groww maintains a dominant lead as regulatory shifts reshape the digital brokerage landscape across the country.

Crafty Falcon: CERT-In Warns BFSI Sector of AI-Driven API Attacks

CERT-In has issued a critical alert as autonomous AI agents actively exploit payment APIs to siphon funds from Indian banks and NBFCs. The Crafty Falcon campaign uses one-rupee test transfers before executing high-value, machine-speed fraud.

NPCI Appoints Vishal Kanvaty to Lead AI & Blockchain Arm NTSL

As UPI processes ₹31.53 lakh crore in October 2026, NPCI has formally appointed Vishal Kanvaty to lead its dedicated technology subsidiary, NTSL. The new arm will drive AI, blockchain, and global capability centre services beyond payments.

CCI Approves Prosus’ $100M Navi Deal Before Sachin Bansal’s IPO

The Competition Commission of India has cleared a $100 million investment by Prosus into Sachin Bansal's Navi. The massive cash injection validates the fintech's ₹13,000 crore loan book and clears the runway for a blockbuster $2 billion IPO.

Indian Bank Upgrades Colombo Treasury Operations With TCS BaNCS

Discover how TCS BaNCS for Treasury is transforming Indian Bank's Colombo branch. Learn how this powerful engine automates foreign exchange, cuts operational risks, and unifies banking across borders without complex jargon.

Axis Bank’s Freecharge Secures In-Principle RBI Nod for Payment Aggregator Roles

Freecharge gains preliminary clearance to operate as an online and physical payment aggregator. This bold move bolsters Axis Bank’s merchant payment strategy amidst surging UPI volumes.

Prosus Steps Up India Fintech Bets With Kiwi and Oolka Talks

Global investor Prosus enters discussions to back Credit-on-UPI pioneer Kiwi and AI-driven platform Oolka. The moves signal a strategic push beyond payment processing into digital consumer credit, automated underwriting, and AI financial service

The Great AI Illusion: Why Regulators Won't Let Algorithms Take Your BFSI Job

The panic over AI in BFSI jobs is built on a myth. Discover why the RBI's mandatory "kill switches," the EU AI Act, and the Klarna rollback prove that human accountability is the ultimate currency in global finance.

Apple Pay India Launch Set for October 2026: Axis Bank to Lead Rollout

The long-awaited Apple Pay India launch is reportedly set for October 2026. Apple will partner initially with Axis Bank credit cards, deliberately sidestepping the zero-MDR UPI payment network to safeguard its core transaction fee revenue.

AI in Indian Banking Sector: How AI Is Transforming Finance

The Department of Financial Services says scheduled commercial banks posted a record aggregate net profit of ₹3.50 lakh crore in FY2023-24, while PSBs posted ₹1.41 lakh crore, and PSB asset quality improved with gross NPA falling to 3.12%.

UPI Privacy Rules Are Changing: What Happens to Your Mobile Number After September 4?

NPCI has given UPI banks and payment apps until September 4, 2026 to mask mobile numbers, account numbers and number-based UPI IDs. Existing UPI IDs are not automatically being cancelled. Here is what the rule actually changes.

AI Can Automate BFSI, But Not Trust: Dushyant Sharma on the Power of Human Distribution | Exclusive

AI may automate underwriting, KYC and customer service, but can it replace the human trust that drives financial adoption? InvestKraft Co-Founder & COO Dushyant Sharma explains why agent-led distribution could become an even stronger.

UPI Rules 2026: What RBI and NPCI Changed

RBI and NPCI have changed several UPI rules covering biometric authentication, selected transaction limits, recurring payments and security. Here is what applies in 2026, who is affected and what happens next.

UPI Lite vs Credit Line vs RuPay Credit Card: Guide

UPI Lite uses money set aside from a bank account, Credit Line on UPI uses a bank-approved loan limit, and RuPay Credit Card on UPI uses a credit-card limit.

Will UPI Payments Become Chargeable? What Users Should Know Before Worrying

UPI users are not being charged for sending money or making payments today. But a change passed by the Lok Sabha gives the Centre more control over which digital payment methods must remain free. Here is what the law says.

The Hidden Winners of India's UPI Boom Are Not the Payment Apps

India runs the world's busiest instant-payment network, yet the apps you scan with earn almost nothing on the transaction itself. The real money sits one layer down, with the companies that build the hardware, credit rails, & the fraud shields.

AustralianSuper Invests AU$500 Million More in India’s NIIF, Lifts India Exposure to AU$3.3 Billion

Australia's largest pension fund AustralianSuper announced an additional AU$500 million investment in India's National Investment and Infrastructure Fund on July 9, 2026, at the Australia-India Annual Leaders' Summit in Melbourne.

Morgan Stanley Predicts Sensex at 89,000 by June 2027; IT Sector Could Be the Big Surprise

Morgan Stanley has set a base-case Sensex target of 89,000 by June 2027 implying 15% upside with a 50% probability. Its bull case places the index at 1,00,000, while the bear case puts it at 66,000.

Paytm, MobiKwik, PB Fintech: How India's Fintech Poster Boys Learned To Make Money

From Paytm to PhonePe and PayU, Indian fintechs are shifting from user growth to revenue-led models. What this means for Bharat, citizens and investors.

India’s RegTech Market: Why Compliance SaaS Is Becoming BFSI’s Next Big Growth Story

India’s RegTech market is emerging as the next big BFSI technology opportunity, driven by digital lending rules, DPDP compliance, AML monitoring, fraud detection and RBI’s FREE-AI framework for responsible AI in finance.

PayU India Finally Cracks the Profit Code — Here's How

After years of losses, PayU India finally turns a corner — posting its first full-year operating profit. But one number buried in the report hints at a bigger move still to come.

EPFO New Rules 2026: Now Withdraw Your PF Money via UPI and ATM - Just Like a Bank Account

EPFO 3.0 is here. India's 30 crore provident fund members can now access their retirement savings instantly. No paperwork. No employer approval. No waiting.

"The future of finance lies in making financial interactions more seamless, intuitive, and intelligent"

jUMPP, an AI-powered fintech platform, has received NPCI approval as a TPAP and integrated UPI payments, evolving into a super app that combines payments, investments, Digital Gold, Mutual Funds, and SIPs in one ecosystem.

DORA, PSD3 and EU Digital Identity Wallet Deadline: Is the BFSI Sector Ready?

DORA, PSD3 and the EU Digital Identity Wallet are set to reshape Europe’s BFSI sector by 2026. Banks, fintechs and payment firms must prepare for new rules.

India’s ₹53 Lakh Crore Credit Boom Is Quietly Creating a Debt Crisis

India’s credit boom is driven by rapid digital lending, credit card expansion, and BNPL adoption among young consumers, but it is also increasing financial stress due to high interest rates and low financial literacy.

Ebix Technologies’ MoneyWare® Platform Chosen by Leading Indian Private Bank for GIFT City Custody Operations

Platform to enhance global custody services with automation, scalability, and seamless cross-border operations!

Pocketful Names Prateek Singh as Chief Executive Officer to Drive Next Phase of Growth

With over 13 years of experience, Singh brings deep expertise in building and scaling digital financial platforms, with a strong focus on customer acquisition, product innovation, and business growth.

India’s Unicorn Startups: Who Will Be the Next Big IPO?

In just under a decade, India’s startup ecosystem has undergone a dramatic transformation. From barely 500 recognised startups in 2016 to over 1.57 lakh by the end of 2024, the growth has been nothing short of exponential.

How India's SaaS Companies Are Scaling Globally in 2026

Driven by strong engineering talent, low operational costs, and global expansion, Indian SaaS enterprises are transitioning from budget-friendly tools to high-value AI platforms expected to hit $35 billion in valuation by 2027–2028.