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Apple has officially rolled out Apple Pay across India in partnership with Axis Bank. The service enables tokenised NFC payments on Visa and Mastercard credit cards. However, UPI integration and domestic RuPay cards remain excluded at launch.
The long-awaited Apple Pay India launch is reportedly set for October 2026. Apple will partner initially with Axis Bank credit cards, deliberately sidestepping the zero-MDR UPI payment network to safeguard its core transaction fee revenue.
At the 7th Global Fintech Fest in Mumbai, PM Narendra Modi declared the end of basic digitisation, urging the industry to pivot toward Agentic AI, tokenisation, and a globally interoperable UPI network.
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