
AI Credit Scoring in India: How Loan Algorithms Works
Millions of Indians are being scored by algorithms they cannot see, challenge, or understand, while DPDP, RBI and Parliament are still catching up.
Read the latest News4Bharat articles, explainers and updates tagged with nbfc.
8 articles
Millions of Indians are being scored by algorithms they cannot see, challenge, or understand, while DPDP, RBI and Parliament are still catching up.

India’s RegTech market is emerging as the next big BFSI technology opportunity, driven by digital lending rules, DPDP compliance, AML monitoring, fraud detection and RBI’s FREE-AI framework for responsible AI in finance.

From July 1, 2026, RBI's new IRACP rules change how NBFCs classify and provision for stressed loans offering relief to genuine borrowers while curbing repeated loan "evergreening" practices.

RBI just rewrote the rulebook for India's NBFCs. Big lenders now face sharper scrutiny. Small, low-risk firms just got quiet relief. New layers, new exemptions, new deadlines — here's what changed, and why it matters to your money.

The Reserve Bank of India has introduced a major change in India’s NBFC regulatory framework from July 1, 2026. Under the RBI Amendment Directions notified on April 29, 2026, non-banking financial companies will now be classified as Type I NBFCs

The RBI has replaced its old scoring model with a clean ₹1 lakh crore asset threshold and Tata Sons, with assets of ₹1.75 lakh crore, sits squarely in the crosshairs.

The Birla Group's financial services arm just reported one of its strongest quarters. Here's what the numbers actually mean.

SK Finance Limited reported strong FY26 performance with PAT of ₹431 crore, AUM of ₹15,755.22 crore and total disbursements of ₹9,162.27 crore for the year ended March 31, 2026.

AI Credit Scoring in India: How Loan Algorithms Works
15 Jul 2026 · 2:26 PM IST
India’s RegTech Market: Why Compliance SaaS Is Becoming BFSI’s Next Big Growth Story
4 Jul 2026 · 12:25 PM IST
RBI Rules Out NBFCs New Rules; What It Means for You?
3 Jul 2026 · 6:24 PM IST
Why RBI Will No Longer Treat Every NBFC the Same Way?
3 Jul 2026 · 11:56 AM IST
RBI’s New NBFC Rules 2026: Type I, Type II and Unregistered NBFC Explained
2 Jul 2026 · 4:17 PM IST
RBI's New NBFC Rules Put Tata Sons' Listing Fate Back in the Spotlight
26 Jun 2026 · 10:30 AM IST
Aditya Birla Capital’s Q4 Profit Crosses ₹1,100 Crore, Lending Book Tops ₹2 Lakh Crore
4 May 2026 · 4:23 PM IST
SK Finance Q4 Results: Reports ₹431 Crore PAT in FY26, AUM Rises to ₹15,755 Crore
4 May 2026 · 2:56 PM IST