#Insurance

IRDAI Rules 2026: Latest Insurance Rules and Their Impact on Policyholders

From the 5-year health rule to cashless claims and the new ₹800 crore fund, here's what insurance policyholders should know.

Girija Subramanian Joins IRDAI as Whole-time Member (Distribution)

Former New India Assurance CMD Girija Subramanian has assumed charge as Whole-time Member (Distribution) at IRDAI from August 10, 2026, bringing nearly four decades of insurance and reinsurance experience to the regulator

Insurance for All by 2047: The Three Changes India Needs Right Now | Exclusive Interview

Insurance expert Sameer Chibber explains why India's insurance penetration remains low, how AI is transforming underwriting and fraud detection, and what it will take to achieve IRDAI's vision of Insurance for All by 2047.

IRDAI's Biggest Insurance Commission Reform Since 2023: Complete Analysis

Everything you need to know about IRDAI's proposed commission disclosures, possible commission caps, staggered payouts, and their impact on India's insurance ecosystem.

100% FDI in Insurance: Can It Truly Bridge India's Protection Gap?

Two decades in the making — now the real test begins where India still buys insurance one conversation at a time

Bima Sugam vs Policybazaar: What It Means for PB Fintech and Insurance Stocks

Bima Sugam is usually covered as an insurance portal. Its bigger impact may be on listed companies. This analysis examines what a 15 to 20 percent premium shift could mean for PB Fintech, Policybazaar, LIC, HDFC Life, SBI Life & more.

Bima Sugam Rollout: Is India's "UPI for Insurance" Finally Here?

IRDAI Chairman Ajay Seth promises initial products by September. Motor insurance goes first, life and health wait. Here's what's changed, what's still stuck, and why this platform could finally fix India's massive insurance gap.

Insurance FDI Hits 100%: Foreign Firms Can Now Fully Own Indian Insurers

India just tore down the last wall in insurance ownership. Foreign firms can now hold 100% stake, no local partner needed. From HDFC Life to Star Health, big deals may follow. Here's what changed, and why it matters for you.

Top Insurance Companies in India by AUM, Premium & Growth in FY26

LIC of India is the largest insurance company in India by AUM in FY26, with assets under management of ₹57.29 lakh crore. It is followed by major private life insurers such as SBI Life, HDFC Life, ICICI Prudential Life and Axis Max Life.

West Bengal Gramin Bank Partners with Canara HSBC Life Insurance to Expand Rural Insurance Access

Bancassurance partnership to bring life insurance, savings, and long-term financial planning solutions to rural and semi-urban customers across West Bengal

LIC 1:1 Bonus Share Issue 2026: What It Means for Investors

India's largest insurer announces a landmark 1:1 bonus issue — its first since listing in 2022. But between the celebration and the fine print, there's a lot the average investor needs to understand.

India’s Banks Are Betting Big on AI — But Only 21% Are Fully Ready

The Department of Financial Services says scheduled commercial banks posted a record aggregate net profit of ₹3.50 lakh crore in FY2023-24, while PSBs posted ₹1.41 lakh crore, and PSB asset quality improved with gross NPA falling to 3.12%.