#Fintech India

AI Bias in Indian Credit Scoring: Who Gets Excluded When Algorithms Decide?

AI-powered credit scoring was meant to open formal lending to India’s MSMEs, gig workers, women & rural borrowers. But without transparency, fairness audits & human review, the same technology may reproduce old exclusions in a new digital form.

Why Responsible Interest Rate Regulation Can Strengthen India's Small-Ticket Lending Ecosystem?

A healthy lending ecosystem depends on transparency and trust. This article explores how a regulatory framework for loans up to ₹1.5 lakh capping interest at 5% monthly and fees at 5% can help India build a more sustainable, borrower-friendl

What Paytm's Bank Closure Teaches Every Indian Fintech Startup Right Now

Two Years of Slow Decline, One Final Call — The Paytm Payments Bank Era Is Over

PayU Launches AI-Powered Voice Call Assistant to Transform Merchant Onboarding

PayU takes a big leap in fintech innovation with its AI-powered Voice Call Assistant, transforming merchant onboarding with speed, intelligence, and human-like interaction.