#Monetary Policy

AI in Indian Banking Sector: How AI Is Transforming Finance

The Department of Financial Services says scheduled commercial banks posted a record aggregate net profit of ₹3.50 lakh crore in FY2023-24, while PSBs posted ₹1.41 lakh crore, and PSB asset quality improved with gross NPA falling to 3.12%.

RBI Repo Rate Unchanged at 5.25%: What It Means for Your EMI, FD and the Economy

August 5, RBI Governor Sanjay Malhotra said all six members voted to maintain the existing rate. The committee also retained its “neutral” monetary policy stance.

How RBI's New Decision on Interest Rates Freezes Your EMI for Months?

The Reserve Bank of India has quietly changed the rules for loan repayments across the country. Your EMI could be frozen for months, but only if you meet one condition banks are not advertising.

RBI Monetary Policy Today: Repo Rate Unchanged at 5.25%, No Immediate EMI Shock for Borrowers

The next few months will be important for the Indian economy. The RBI will closely monitor crude oil prices, rupee-dollar movement, monsoon performance, inflation numbers and global developments.

RBI MPC Holds Repo Rate at 5.25%: Cautious Optimism Amid Global Uncertainty

Reserve Bank of India (RBI) has decided to keep the repo rate unchanged at 5.25%, signaling a measured and cautious approach in the face of rising global uncertainties, particularly tensions in West Asia.