#Account Aggregator

RBI Raises Repo Rate to 5.50%: EMI Impact and Policy Shift

The Reserve Bank of India’s October 2026 policy review marks a decisive shift to calibrated tightening. Discover how the 25 bps rate hike impacts retail home loans, banking liquidity, and the digital fintech ecosystem.

AI in Indian Banking Sector: How AI Is Transforming Finance

The Department of Financial Services says scheduled commercial banks posted a record aggregate net profit of ₹3.50 lakh crore in FY2023-24, while PSBs posted ₹1.41 lakh crore, and PSB asset quality improved with gross NPA falling to 3.12%.

The Hidden Winners of India's UPI Boom Are Not the Payment Apps

India runs the world's busiest instant-payment network, yet the apps you scan with earn almost nothing on the transaction itself. The real money sits one layer down, with the companies that build the hardware, credit rails, & the fraud shields.