#RBI Data

NBFCs Seek 5 Years to Cut Insurance Commissions to 25%

NBFC industry body FIDC seeks a five-year transition to reduce insurance commissions to 25%, warning that proposed IRDAI caps could disrupt credit-linked insurance distribution.

Bank Credit in India: Who Is Quietly Borrowing the ₹219.6 Lakh Crore?

India’s loan book is undergoing an unprecedented structural rotation. While unsecured cards stumble, corporate Capex awakens, gold-backed credit doubles, and shadow banks quietly absorb trillions in bank capital.