Read the latest News4Bharat articles, explainers and updates tagged with Msme Credit.
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India’s loan book is undergoing an unprecedented structural rotation. While unsecured cards stumble, corporate Capex awakens, gold-backed credit doubles, and shadow banks quietly absorb trillions in bank capital.
AI-powered credit scoring was meant to open formal lending to India’s MSMEs, gig workers, women & rural borrowers. But without transparency, fairness audits & human review, the same technology may reproduce old exclusions in a new digital form.
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