Indian Bank Q2 FY27: Bad Loans Shrink, Credit Growth Stays Strong
MD & CEO Binod Kumar projects limited EMI stress from the RBI repo rate hike. The lender reports a GNPA drop to 1.61% and allocates ₹2,300 crore for AI and digital transformation.
#Credit Growth
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Bank Credit in India: Who Is Quietly Borrowing the ₹219.6 Lakh Crore?
India’s loan book is undergoing an unprecedented structural rotation. While unsecured cards stumble, corporate Capex awakens, gold-backed credit doubles, and shadow banks quietly absorb trillions in bank capital.
RBI Warns NBFCs: Don’t Sacrifice Asset Quality for Rapid Growth
The Reserve Bank of India urges non-banking financial companies to heavily prioritize NBFC asset quality and rigorous underwriting over unchecked credit growth. Lenders must leverage AI and machine learning to manage rising systemic risks.
